Privacy

Last updated August 2026

Short version: we don't store anything you enter into the calculator. The only time any information leaves your browser for good is if you choose to request a callback, and even then, it's only what's needed to connect you with a mortgage broker.

What happens when you use the calculator

The numbers you enter (income, expenses, deposit, etc.) are sent to our server once, purely to calculate your indicative borrowing estimate, and the response is marked no-store so it isn't cached or logged anywhere. We don't write your inputs to a database, and we don't use cookies, analytics trackers, or local storage to remember you between visits. If you arrive from one of our ads, the campaign name from the link is kept in your browser's session storage for that visit only, so that if you request a callback we know which ad you came from. It is cleared when you close the tab. If you close the tab, nothing about that session persists on our end.

Sharing your estimate

When you share your estimate from the calculator, the link includes the numbers you entered (income, deposit, expenses and so on), so a friend opens the same estimate. Anyone who has that link can read those numbers, so only send it to people you are happy to show them to. When someone opens a link, the numbers are used only to calculate the estimate, exactly as if they had typed them in, and are not stored.

What happens if you request a callback

Clicking "Request my call" is the only action on this site that sends your details anywhere on purpose. If you submit that form, we forward your name, contact details, and the estimate figures you generated to a mortgage broker so they can get in touch. That submission is processed through a third-party form service (Web3Forms) purely to deliver it to that broker's inbox. Nothing is submitted, stored, or shared unless you take that action.

What we don't do

Who's behind this

BorrowCompare is built and operated by Wavefront Labs Pty Ltd. If you have questions about this policy or how a callback request was handled, get in touch via the contact details provided when the callback was arranged.

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